All Services – Star Pay

Smart, Secure & Accessible Digital Financial Solutions for Every Afghan

Star Pay delivers a complete suite of digital financial services designed to make everyday life simpler, no matter where you live or work. From instant transfers to merchant payments and government services, we connect you to a safer, faster, and more inclusive financial world.

Our Financial Services

Comprehensive electronic money solutions designed to meet the diverse needs of individuals and businesses across Afghanistan

Cash-In

Users deposit physical cash into their Star Pay wallet via a merchant or agent. is enables them to digitize their money.

Cash-Out

Users withdraw money from Star Pay wallet as physical cash through a merchant. It’s the reverse of Cash-In, converting digital funds back into currency.

Person-to-Person (P2P)

Transfer Users transfer funds from their Star Pay wallets to another user’s wallet. Ideal for peer-to-peer payments, family support, or settling informal debts.

E - Top Up

Users can top up their/friends mobile balance or purchase data bundles using wallet funds. This is one of the most frequent transactions, in prepaid markets.

Utility & Bill Payments

Users can pay utility bills (electricity, water, telecom) directly from their wallet. It’s a fast, secure way to manage household expenses without visiting service centres.

Merchant Payments via QR & POS

Users can make direct payments to registered merchants by scanning their QR Code. This supports digital commerce and reduces reliance on cash for everyday purchases.

Salary Payment

Employers can transfer monthly wages directly into employees’ Star Pay wallets. This streamlines payroll, reduces cash handling, and ensures timely, secure payments.

Collection Account

Merchants can collect their payments into a centralized Star Pay wallet. Ideal for aggregating customer payments, donations, or utility collections in one place.

Cross EMI Transactions

Users can send or receive money between different EMIs wallets. This promotes interoperability and expands access across the platforms of different EMIs.

Bank Linkages (W2B, B2W)

Users can connect their Star Pay wallet to a bank account for seamless transfers. They can move funds between wallet and bank, enabling hybrid financial access.

Fund Disbursement (Direct, Digital)

National and international organizations can disburse aid quickly and transparently through Star Pay.

International Remittances (Inward)

Receive money from across Afghanistan or abroad directly into your Star Pay wallet. Fast, secure, and formal; ideal for family support and cross-border transfers.

Government Payments

Star Pay enables secure & digital collection of government revenues including taxes, duties, and fees. its integrated with APS.

Financial Tools

Advanced digital solutions to manage your finances efficiently and securely

Mobile Application

User-friendly mobile app for Android and iOS to manage all your financial transactions on the go.

Web Portal

Comprehensive web dashboard for users and agents to perform operations and monitor activity.

POS Terminals

Advanced Point of Sale terminals for secure in-person transactions at merchant locations.

Download Star Pay App

Manage your finances on the go with our user-friendly mobile application.

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